Our Team

Fred Gruber

John Cofiell

Mary K. Johnson

Michael Pfefferman

Noel Kelman

Ray Laser

Tim Dunigan

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Serving Communities in Greater Los Angeles, Including:

About Us

Since 1989, First Rate is a Mortgage Company known for its superior service, integrity, and experienced loan consultants. We offer a variety of home loan solutions including first-time homebuyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo and more!