Company NMLS 1777223 • Company DRE: 02075839

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Our Team
Contact Us

Home
Mortgage info
About
- About Us
- Privacy Policy
Loan Programs
- Purchasing a Home
- Refinancing
Apply Now
Our Team
Contact Us

Call Us

Our Team

Fred Gruber

John Cofiell

Neil Clifford

Mary K. Johnson

Michael Pfefferman

Noel Kelman

Ray Laser

Tim Dunigan

Brendon Garcia

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Serving Communities in Greater Los Angeles, Including:

Agoura Hills | Bell Canyon | Calabasas | Camarillo | Carpenteria Goleta | Moorpark | Oxnard | Santa Barbara | Simi Valley Thousand Oaks | Ventura County | Westlake Village

About Us

Since 1989, First Rate is a Mortgage Company known for its superior service, integrity, and experienced loan consultants. We offer a variety of home loan solutions including first-time homebuyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo and more!

Real Estate Broker - CA Department of Real Estate - License #02075839

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