CALL TODAY: 818-707-4131  • Company NMLS 1777223 • Company DRE: 02075839


It’s the quintessential coastal community, a small town that’s beloved by both locals and visitors. This is Carpenteria, a place where nature inspires and the good life happens every day. Nestled on the southern coast of California’s Santa Barbara County, Carpenteria is known for its neighborly atmosphere, family-friendly housing, and safe, serene beaches. From historic homes and seaside cottages to stylish townhomes and condos, Carpenteria housing is steeped in charm.

Whether you’re new in town or whether this has been your “home, sweet home” for many years, we at First Rate Financial Group are here for you. We invite you to find out how home financing in Carpenteria can make your quality of life even better. Through our Carpenteria First Time Home Buyer Programs, we can help you turn the home of your dreams into a reality. We also help current homeowners take advantage of lower mortgage rates. Our Carpenteria Home Refinancing includes options for every financial objective, from lowering your payments to making the most of your equity.

This oceanside city has a population of fewer than 14,000. While the median home price for current listings here is $880,000, the median price of homes sold over the last year is $650,000. In any event, Carpenteriahome prices are expected to continue to rise by at least 7% in the next year. More than half of Carpenteria’s population commutes to neighboring towns and cities, and it’s a safe bet that 100% of commuters enjoy returning home to this scenic location. Parents of Carpenteria’s student population have access to a wide range of educational options from local public schools, to private schools in several nearby communities.

Our team of mortgage brokers in Carpenteria is dedicated to offering quality financial services for our community. That’s why we never offer one-size-fits-all solutions. To us, that’s no solution at all. We’re here to help you find just the right option for your home financing needs. From first time home buyingto Carpenteria HARP Refinancing, our programs and loans simplify the home finance process and help you make informed decisions.

In fact, our roster of services also includes fixed or adjustable rate mortgages, Santa Barbara HARP refinancing, FHA loans, USDA deals, FHLMC deals, reverse mortgages, Veteran’s Administration loans, high debt ration loans, and more. So give us a call. Let’s discuss how First Rate Financial Group can help you feel at home in Carpenteria and at ease with your finances. Call (818) 707-4131 today.