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Situated in the Goleta Valley, just north of Santa Barbara, Goleta is the place where California’s past, present and future connect. With a history that links it to ancient Chumash traditions, Goleta today is a prominent center of high technology. This Central Coast community also draws thousands of migrating Monarch butterflies every winter. After all, the climate is mild with temperatures staying close to 70° most of the year.

Residents love the proximity to the Pacific Ocean, the wide range of housing options, and the shorter commutes (ten minutes less than the national average). It’s easy to understand why locals enjoy living, working, and playing in Goleta. Whether you’re looking to buy your first home here, or you’d like to refinance an existing mortgage, the options for home financing in Goleta just got better. Welcome to First Rate Financial Group, the mortgage bankers Goleta homeowners count on.

As leading mortgage brokers in Goleta, we invite you to discover all the financial services we offer. From Goleta First Time Home Buyer Programs to Goleta HARP Refinancing, your perfect Goleta home refinancing option is sure to be among our loans and programs. We also offer FHA loans, USDA deals, FHLMC deals, reverse mortgages, Veteran’s Administration loans, and high debt ration loans.

Goleta frequently turns up on “Top Ten Best Cities” lists, including best U.S. places to live, best U.S. cities for foodies, best green cities, and cities with most competitive colleges. With a population of just under 30,000, Goleta has small town appeal with big city amenities. The median home price is $506,000. The community is known for its many parks, scenic beaches, and flourishing businesses. Goleta also offers a comprehensive educational system, from quality preschools to the nearby university in Santa Barbara.

Whether your home is in Goleta or you hope to make it your home in the near future, we can help. As a mortgage lender, First Rate Financial Group has earned a reputation for excellent customer service. We’re not just committed to guiding you through every step in the process—we also work to make that process as quick and easy as possible. Call First Rate Financial Group today.