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Oxnard provides a safe and diverse community for home consumers seeking to relocate to the Greater Los Angeles area. First Rate Financial Group can assist home buyers seeking a home loan for Oxnard real estate, and we can also help with refinancing and other needs for current residents.

Oxnard is a large city in the Greater Los Angeles area, with more than 200,000 residents. Economically and racially diverse, the city is one of the safest large cities in the nation to live in, as noted by a number of publications. The city enjoys warm, dry summers and mild, wet winters.

The city offers many cultural and entertainment amenities, including the Carnegie Art Museum, the Oxnard Independent Film Festival, Channel Islands Tall Ships Festival, a children’s museum, and many wine-related venues and events.

Another great benefit of living in Oxnard is the community’s nearly 20 miles of relatively uncluttered beaches, which provide excellent recreation opportunities in the summertime. The city’s beaches provide world class surf and are a great place to pursue the sport.

The average home price in Oxnard is around $349,000, according to Zillow. The median family income for the city is about $49,150.

First Rate Financial Group can help prospective residents and current Oxnard homeowners with a variety of financial products, including FHA loans, USDA programs, conforming loans and ARMs, reverse mortgages, high debt ratio loans, second mortgages, investor loans, FHLMC open access programs, jumbo loans and ARMs and a variety of other programs.