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Santa Barbara

Located north of Los Angeles, Santa Barbara is one of California’s most beautiful cities. Known as the American Riviera, Santa Barbara offers the natural beauty of the coast and the rich history of the city, plus amenities, culture and charm that makes it the envy of other communities. Whether you are planning a move to Santa Barbara or you already live here and can’t imagine living anywhere else, home financing in Santa Barbara can play a key role in your future.

First Rate Financial Group can offer a range of mortgage options to help you fulfill your personal vision of home ownership. From Santa Barbara First Time Home Buyer Programs to Santa Barbara HARP Refinancing, our services have made us California’s trusted source for home mortgages. As leading mortgage bankers in Santa Barbara, we believe that our commitment to homeownership helps the whole community thrive. We take pride in helping you find the ideal Santa Barbara home refinancing for your needs.

This vibrant city has a population of just under 90,000. The median home price is $635,000. In contrast to sluggish markets elsewhere, Santa Barbara has actually seen sales prices appreciate more than 23% over the last five years. As for quality of life, it’s outstanding. After all, Santa Barbara boasts 300 days of sunshine per year, one of the highest numbers of restaurants per capita in the nation, a major university, and numerous other amenities. And that’s before you factor in the surrounding mountains, miles of beaches, and abundant ocean views. In addition, Santa Barbara’s public and private schools garner favorable reviews.

When home means living in such a special place, don’t settle for an ordinary lender. First Rate Financial Group offers personalized service, timely approval, and an extensive menu of services for home financing in Santa Barbara. These services include Santa Barbara first time home buyer programs, fixed or adjustable rate mortgages, Santa Barbara HARP refinancing, FHA loans, USDA deals, and many other financial products. Ask us about our FHLMC deals, reverse mortgages, Veteran’s Administration loans, high debt ration loans. Come meet the mortgage bankers in Santa Barbara who offer you more options. Call First Rate Financial Group today.