By checking this box, I agree to receive SMS text messages from First Rate Financial Group about my loan inquiry and application, including appointment scheduling, document requests, loan status updates, and customer support. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. See our Privacy Policy and SMS Terms Consent to receive text messages is not a condition of any purchase or of using our services. Your mobile opt-in information is never shared with third parties or affiliates for marketing purposes.